Home builder's


At preferred prices!


If you purchased General Liability (GL) through the RWC Insurance Advantage (RIA) you are insured through Western Pacific Mutual Insurance Company, a Risk Retention Group.  We want to assure all our GL customers that we are here for you during the COVID-19 emergency.  If you have been negatively impacted by this crisis, please tell us.  We will work with you by offering the following accommodations as your circumstances indicate:  1) extend grace periods for premium payments, 2) offer payment plans, or extend the terms of existing plans, 3) postpone non-payment cancellations, 4) defer decisions to non-renew for underwriting reasons, 5) extend coverage on expiring policies and 6) make whatever other reasonable accommodation is necessary based on your individual situation. 

Call us at 866-454-2155 or email us at info@rwcinsuranceadvantage.com.  Please be prepared to help us understand just how your business has been affected by COVID-19 so we can help determine what kind of relief is right for you.  We and all our affiliates are operating remotely and ready to serve our customers’ needs as we move through this crisis together.   

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General Liability

General Liability is insurance that protects you from a variety of claims including bodily injury to members of the public and damage to property belonging to others that arise out of your business activities.

Umbrella / Excess

A Commercial Umbrella Policy is designed to provide protection against catastrophic losses and is written over various primary liability policies, such as the commercial general liability (CGL) policy sold by the RWC Insurance Advantage.

Builders Risk

Builders Risk insurance protects your financial interest in the materials, fixtures and/or equipment being used in the construction, or renovation of a building, or structure in the event they are damaged or destroyed by a covered cause of loss like fire, windstorm, vandalism or theft.

Contractor's Equipment

Contractors Equipment coverage is property insurance that covers the loss of, or damage to covered equipment owned by you, or in your possession resulting from such hazards as fire, theft or vandalism

Worker's Compensation

Worker’s Comp, as it is commonly known, covers five basic things: (1) Medical expenses, (2) Disability benefits, (3) Lost wages due to (4) work related injuries, or (5) work related illness.

What Is The RWC Insurance Advantage?

As a leader in the residential home building industry we are committed to providing general liability insurance and select other coverages to members of the Residential Warranty Company, throughout the United States*.

The RWC Insurance Advantage is underwritten by Western Pacific Mutual Insurance Company (a Risk Retention Group) and administered by Integrity Underwriters.  We are one of the few RRGs to earn an A- Excellent, A.M. Best rating with a stable outlook.

We understand builders because that is all that we insure!

We offer preferred pricing to our membership.

Please see our information on why membership is necessary. Interested in becoming a member? Click here to become a member of the RWC warranty program.

*Availability subject to Underwriting.


How can we help... by saving you money!

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Certificate of Insurance

Would you like a certificate of insurance? Click the link below and we can provide that to you.

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Interested in our Insurance? Click the button below to begin your application.

Report Claim

Need to report a claim? We're here to help! Click below, and you can report a claim online, or do it over the phone.

Safety Checklist

Using the Safety Checklist, along with proof that that you have a formal LOSS CONTROL PROGRAM can SAVE you $$$$!

Latest News and Views


Basically, a warranty covers workmanship issues while general liability covers damage to property and/or injury to people caused by such workmanship issues. A warranty and a general liability policy actually cancel one another out. This can lead to trouble. For instance: When your general liability insurer and your warranty company ...
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Racing Lawn Mowers

It’s been said that General Liability (GL) covers your liability for just about anything that the policy doesn’t exclude.* When a statement like that is made there’s usually some wise guy who’ll ask something like, “Oh yeah? How about racing lawn mowers?” Kidding aside, few questions have caused more head ...
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What If?

Ever wonder why you buy insurance? I mean have you ever REALLY wondered? Most states require you to carry General Liability to maintain your contractor’s license. Everyone you work for requires proof of insurance before you begin any project. The list of those who need proof of “third party liability” ...
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