Home builder's

Insurance


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General Liability

General Liability is insurance that protects you from a variety of claims including bodily injury to members of the public and damage to property belonging to others that arise out of your business activities.

Umbrella / Excess

A Commercial Umbrella Policy is designed to provide protection against catastrophic losses and is written over various primary liability policies, such as the commercial general liability (CGL) policy sold by the RWC Insurance Advantage.

Builders Risk

Builders Risk insurance protects your financial interest in the materials, fixtures and/or equipment being used in the construction, or renovation of a building, or structure in the event they are damaged or destroyed by a covered cause of loss like fire, windstorm, vandalism or theft.

Contractor's Equipment

Contractors Equipment coverage is property insurance that covers the loss of, or damage to covered equipment owned by you, or in your possession resulting from such hazards as fire, theft or vandalism

Worker's Compensation

Worker’s Comp, as it is commonly known, covers five basic things: (1) Medical expenses, (2) Disability benefits, (3) Lost wages due to (4) work related injuries, or (5) work related illness.

What Is The RWC Insurance Advantage?

As a leader in the residential home building industry we are committed to providing general liability insurance and select other coverages to members of the Residential Warranty Company, throughout the United States*.

The RWC Insurance Advantage is underwritten by Western Pacific Mutual Insurance Company (a Risk Retention Group) and administered by Integrity Underwriters.  We are one of the few RRGs to earn an A- Excellent, A.M. Best rating with a stable outlook.

We understand builders because that is all that we insure!

We offer preferred pricing to our membership.

Please see our information on why membership is necessary. Interested in becoming a member? Click here to become a member of the RWC warranty program.

*Availability subject to Underwriting.

 

How can we help... by saving you money!

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Interested in a quote?  Click the button below, and we'll walk you through the steps to get a free quote.

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Certificate of Insurance

Would you like a certificate of insurance? Click the link below and we can provide that to you.

Apply Now

Interested in our Insurance? Click the button below to begin your application.

Report Claim

Need to report a claim? We're here to help! Click below, and you can report a claim online, or do it over the phone.

Safety Checklist

Using the Safety Checklist, along with proof that that you have a formal LOSS CONTROL PROGRAM can SAVE you $$$$!

Latest News and Views

SLANDER! LIBEL! – THINK BEFORE YOU POST

Show of hands. How many know what Personal and Advertising Injury is? Don’t feel bad if the answer doesn’t spring to mind. You have coverage for it with its own limits in your RWC Insurance Advantage General Liability policy. And if you advertise in any form of social or public ...
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FLOOD

Here’s a true story. The name of the builder has been omitted to preserve privacy. Back in 2012 we sold a Builders Risk insurance policy to a builder in New Jersey. The project was near the coast. Flood insurance could have been added to the policy, but the premium was ...
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WATER, WATER EVERYWHERE AND NOT A DROP TO DRINK

Ever hear that old expression?  Its about being surrounded by an ocean of water that you know you can’t drink.  Add a few sharks and it’s not a very pleasant thought.  Well, home builders are surrounded by people wanting to buy homes, but few can afford them.  When you do ...
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