Home builder's

Insurance


At preferred prices!

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General Liability

General Liability is insurance that protects you from a variety of claims including bodily injury to members of the public and damage to property belonging to others that arise out of your business activities.

 

 

Builders Risk

Builders Risk insurance protects your financial interest in the materials, fixtures and/or equipment being used in the construction, or renovation of a building, or structure in the event they are damaged or destroyed by a covered cause of loss like fire, windstorm, vandalism or theft.

 

 

Contractors Equipment

Contractors Equipment coverage is property insurance that covers the loss of, or damage to covered equipment owned by you, or in your possession resulting from such hazards as fire, theft or vandalism.

 

 

 

What Is The RWC Insurance Advantage?

As a leader in the residential home building industry we are committed to providing general liability insurance and select other coverages to members of the Residential Warranty Company, throughout the United States*.

The RWC Insurance Advantage is underwritten by Western Pacific Mutual Insurance Company (a Risk Retention Group) and administered by Integrity Underwriters.  We are one of the few RRGs to earn an A- Excellent, A.M. Best rating with a stable outlook.

We understand builders because that is all that we insure!

We offer preferred pricing to our membership.

Please see our information on why membership is necessary. Interested in becoming a member? Click here to become a member of the RWC warranty program.

*Availability subject to Underwriting.

 

 

 

 

How can we help... by saving you money!

 

 

Get a Quote

Interested in a quote?  Click the button below, and we'll walk you through the steps to get a free quote.

Get a Quote

 

 

Request Certificate of Insurance

Would you like a certificate of insurance? Click the link below and we can provide that to you.

Certificate of Insurance

 

Apply Now

Interested in our Insurance? Click the button below to begin your application.

Apply Now

 

 

Report Claim

Need to report a claim? We're here to help! Click below, and you can report a claim online, or do it over the phone.

Report Claim

 

  • Is it a liability loss, or is it a warranty claim?

    Basically, a warranty covers workmanship issues while general liability covers damage to property and/or injury to people caused by such workmanship issues. A warranty and a general liability policy actually cancel one another out. This can lead to trouble. For instance: When your general liability insurer and your warranty company aren’t affiliated, you can find...

  • Additional Insured! Me? Welcome to Blue Monday

    Why do bad things seem to happen most on Monday mornings? We even call it “Blue Monday.” Take the builder, for example, who wasn’t named Additional Insured on his exterior painter’s general liability policy. Our builder came to work one fine Monday morning to discover a voice-mail. His painter had over-sprayed a dozen parked cars...

  • The Claims-Made Gap? Facts vs. Myth

    When most insurance agents hear the RWC Insurance Advantage offers Claims-made general liability coverage, they warn their general contractor customers to stay away from it. They say you’ll be trapped by the “gap” in coverage that will open up the moment you try to leave. What happens upon termination of coverage is one of the...

 

 

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