As the unprecedented Coronavirus, also known as COVID-19, deepens, the management and staff of RWC Insurance Advantage (RIA) wish to reassure our insureds, agents, vendors and independent contractors, that we are doing everything within our means to ensure the safety of our staff and to maintain uninterrupted service to all. Our agents, vendors, outside adjusters and law firms have all long-established effective remote operations capabilities. RIA also has effective remote access measures in place so that no one should experience any significant changes in our ability to function normally. We will continue to monitor the crisis as it evolves and make any adjustments to our procedures that circumstances warrant. We appreciate your patience, understanding and devotion as we all move through these challenging times together.
General Liability is insurance that protects you from a variety of claims including bodily injury to members of the public and damage to property belonging to others that arise out of your business activities.
Umbrella / Excess
A Commercial Umbrella Policy is designed to provide protection against catastrophic losses and is written over various primary liability policies, such as the commercial general liability (CGL) policy sold by the RWC Insurance Advantage.
Builders Risk insurance protects your financial interest in the materials, fixtures and/or equipment being used in the construction, or renovation of a building, or structure in the event they are damaged or destroyed by a covered cause of loss like fire, windstorm, vandalism or theft.
Contractors Equipment coverage is property insurance that covers the loss of, or damage to covered equipment owned by you, or in your possession resulting from such hazards as fire, theft or vandalism
Worker’s Comp, as it is commonly known, covers five basic things: (1) Medical expenses, (2) Disability benefits, (3) Lost wages due to (4) work related injuries, or (5) work related illness.
What Is The RWC Insurance Advantage?
As a leader in the residential home building industry we are committed to providing general liability insurance and select other coverages to members of the Residential Warranty Company, throughout the United States*.
The RWC Insurance Advantage is underwritten by Western Pacific Mutual Insurance Company (a Risk Retention Group) and administered by Integrity Underwriters. We are one of the few RRGs to earn an A- Excellent, A.M. Best rating with a stable outlook.
We understand builders because that is all that we insure!
We offer preferred pricing to our membership.
*Availability subject to Underwriting.
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Using the Safety Checklist, along with proof that that you have a formal LOSS CONTROL PROGRAM can SAVE you $$$$!
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