Home builder's

Insurance


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General Liability

General Liability is insurance that protects you from a variety of claims including bodily injury to members of the public and damage to property belonging to others that arise out of your business activities.

 

 

Umbrella / Excess

A Commercial Umbrella Policy is designed to provide protection against catastrophic losses and is written over various primary liability policies, such as the commercial general liability (CGL) policy sold by the RWC Insurance Advantage.

 

 

Builders Risk

Builders Risk insurance protects your financial interest in the materials, fixtures and/or equipment being used in the construction, or renovation of a building, or structure in the event they are damaged or destroyed by a covered cause of loss like fire, windstorm, vandalism or theft.

 

 

Contractors Equipment

Contractors Equipment coverage is property insurance that covers the loss of, or damage to covered equipment owned by you, or in your possession resulting from such hazards as fire, theft or vandalism.

 

 

 

What Is The RWC Insurance Advantage?

As a leader in the residential home building industry we are committed to providing general liability insurance and select other coverages to members of the Residential Warranty Company, throughout the United States*.

The RWC Insurance Advantage is underwritten by Western Pacific Mutual Insurance Company (a Risk Retention Group) and administered by Integrity Underwriters.  We are one of the few RRGs to earn an A- Excellent, A.M. Best rating with a stable outlook.

We understand builders because that is all that we insure!

We offer preferred pricing to our membership.

Please see our information on why membership is necessary. Interested in becoming a member? Click here to become a member of the RWC warranty program.

*Availability subject to Underwriting.

 

 

 

 

How can we help... by saving you money!

 

 

Get a Quote

Interested in a quote?  Click the button below, and we'll walk you through the steps to get a free quote.

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Request Certificate of Insurance

Would you like a certificate of insurance? Click the link below and we can provide that to you.

Certificate of Insurance

 

Apply Now

Interested in our Insurance? Click the button below to begin your application.

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Report Claim

Need to report a claim? We're here to help! Click below, and you can report a claim online, or do it over the phone.

Report Claim

 

  • WHEN IS A CLAIM A CLAIM? – CONSTRUCTION DEFECTS

    In last month’s blog we talked about one of the main kinds of losses covered by general liability insurance: premises / operations, or coverage for “trips and falls” by members of the public. We saw how these claims aren’t always reported when they happen. In fact, the claimant may not even know they are hurt...

  • WHEN IS A CLAIM A CLAIM? PREMISES / OPERATIONS or “TRIP & FALL” COVERAGE

    Its Summer.  You’ve been taking advantage of the good weather to complete several single family homes you started late in the Spring.  Progress has been rapid.  In fact, you’re ahead of schedule.  Then, you get a call from one of your jobsites.  A woman tripped over a piece of scrap lumber and fell on the...

  • LIFE IS IN THE DETAILS — OR — I THOUGHT YOU BOUGHT BUILDERS RISK!

    Hypothetical situation. Let's say you've been contracted to build a custom home by someone who was referred to you by a satisfied customer. This individual owns the land and is financing the project out his own pocket. You are the general contractor with complete authority over the entire project. The single family home you're building...

 

 

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