Ok. I know. The only thing more boring than insurance is talking about contracts, but we really need to discuss this. So listen…please. As a general contractor, you work with many independent subcontractors. If you’re smart, you have written contracts with each. If you’re really smart there’s a hold harmless agreement in those contracts that says something like “subcontractor shall indemnify, defend and hold harmless general contractor against all claims for property damage, bodily injury, including…
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